Car Accident

Car Accident

Car Wrecks

At Low Law Firm we understand how devastating a car accident can be. Our goal is to ease your burden. We can take care of your car accident case while you take care of yourself. We have more than 20 years combined experience in the legal field. We have dedicated our careers to representing accident victims in Abilene, Texas and the surrounding counties. Low Law Firm handles cases all over the state of Texas, but our primary focus is the people of West Texas.

Contact us today for a free consultation. An attorney from our firm will personally review your case and help guide you through your legal options. Ultimately, we can seek the maximum amount of compensation for the losses you have suffered and help you to get your life back on track.

In 2016 our great state saw over 551,000 automobile accidents. Of those, 3,497 happened in Taylor County, Texas alone. These numbers are staggering and disturbing, but what is more disturbing is that most of those accidents could have been avoided. We represent victims who have been injured by drunk drivers, distracted drivers, inexperienced drivers and impaired drivers. The accidents we have seen and continue to see could almost always be avoided with due care.

If you have been involved in a car wreck, don’t be further victimized by the insurance company. The aftermath of a car accident can be overwhelming or it can simply be confusing. Understand, insurance companies will do everything in their power to delay, deny, and reduce the value of your car accident injury claim. They are trained to make it difficult for car wreck victims like you to get the compensation they deserve. They will always put profit over duty. What they are not planning on is you having an experienced car accident lawyer on your side to fight for your rights.

Frequently Asked Questions:

The most common questions we receive after an accident are these:

1. When will I get a rental car?

There can be several answers to this question. However, generally speaking you have three common options.

1. You can either contact your own insurance company so that they can begin processing your property damage claim and let them get you into a rental car, if you have that coverage.

2. You can contact the insurance company of the at-fault party, with the understanding that they may not act as quickly as you would like and they are not required to get you into a rental car same day.

3. You can pay for the rental yourself and submit the receipts for reimbursement later for review by the insurance company.

2. When will my car get fixed?

Generally, cars are evaluated and repairs begin within a few days or weeks. It really depends on the insurance company and the facts surrounding the accident.

3. The officer gave them a ticket, why isn’t the insurance company paying for my stuff?

There are several reasons for this and we could not possibly provide an adequate response here. However, generally speaking, the issuance of a ticket by a peace officer is not binding for purposes of determining fault. As a result, the insurance company for the at-fault party gets to investigate the facts and circumstances of the accident to determine whether they believe their insured will be held liable. Typically, once this investigation is complete the insurance company will begin working with you on repairs to the property damage. The injury portion of your claim is separate and handled very differently. We recommend a free consultation with an attorney to fully understands the injury claim.

4. What do I do when the insurance company says they will not pay for anything?

This largely depends on WHY the insurance company is saying that. If the insurance company is says their insured is not at fault, then you should contact an attorney right away. If the insurance company is simply not paying for all of your damages immediately, there could be several reasons for this. Generally speaking, it is best to understand that the insurance company does not pay as you go, such as with Workers’ Compensation claim. The property damage will generally resolve pretty quickly, but the injury portion can take months, or sometimes longer, to finalize. Again, please contact us for a free consultation for a more in depth analysis of your case.

5. My car is totaled and I owe more than they will pay. Why aren’t they paying for all of it?

All too often clients have purchased cars and they are “upside down.” This means they owe more than the fair market value of the vehicle. The insurance company and the at–fault party are typically only responsible for the fair market value of the car. This is why it is a very good idea to get GAP coverage.

6. Why isn’t the insurance company paying my medical bills?

There can be several reasons for this and we encourage you to speak to an attorney right away for an in depth discussion. However generally, speaking the insurance company is not going to pay up front on the injury claim. The medical bills remain your responsibility and are used to support your claim against the at-fault driver.

7. Why do the doctors refuse to see me because I was in an accident?

Depending on where you live this is becoming a very common occurrence. Often clients will have to find a new doctor or may have to rely on the emergency room for care. These are things that we discuss in detail in your free consultation.

8. The other driver does not have insurance. What do I do?

Call your insurance. If your insurance can’t help you, contact an attorney for your options. This is why we encourage everyone to make sure they know what coverages are available within their own policy. Unfortunately, the number of uninsured drivers in Texas varies each year. Estimates, however, range from 13.3% to 22% at any given time. While that percentage may sound low, Texas is ranked 19th in the nation for uninsured drivers. It is imperative that you protect yourself with additional coverages such as Underinsured Motorist, Uninsured Motorist and Personal Injury Protection. We by no means support insurance companies, but we certainly want everyone to be protected in the event of an accident.

If you are asking any of these same questions about your own accident, contact Low Law Firm today for a free consultation. (325) 455-1889.

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